隐私政策

钱伲(Qianey)· 由 Yu Xiao 开发 · 生效日期:2026 年 10 月 7 日

一句话:钱伲不收集你的数据。 没有账号,没有我们的服务器,没有广告,没有追踪。你的账目存在你自己的 iCloud 里。

1. 我们不收集什么

2. 你的数据存在哪里

你记录的每一笔交易、账户、分类、预算、商户、成员和附件图片,都保存在 你自己的 iCloud 私有数据库中(Apple CloudKit,使用你的 Apple ID 与 iCloud 存储空间)。 这些数据由 Apple 加密存储在你的 iCloud 账户里。

我们无法读取它们。本 App 不使用 CloudKit 的公共数据库,因此在任何界面上都看不到任何用户的记录。

如果你把账本共享给家人,被邀请的人会通过 Apple 的共享机制看到这本账的内容。是否共享、共享给谁完全由你决定; 开发者不是共享参与者,同样看不到内容。你也可以随时退出已加入的共享账本。

3. 保存在你设备上的数据

除 iCloud 之外,App 会在你的设备本地保存:

这些内容都留在你的设备上,不会发送给我们。

4. 唯一的外部网络请求:汇率

当你记录一笔币种与账本本位币不同的交易时,App 会向公开汇率服务 api.frankfurter.app(Frankfurter,一个开源免费的汇率接口)请求该货币对的汇率。

除此之外,App 不发起任何其他网络请求。

5. 我们不申请你不需要的权限

6. 我们不做的事

7. 儿童隐私

本 App 适合一般用户使用(4+ 分级),不会有意收集儿童的个人信息。我们本就不收集任何用户信息。

8. 你的数据,你说了算

9. 政策变更

如本政策更新,我们会修改本页顶部的生效日期。涉及数据处理方式的重大变更,会在 App 更新说明中提示。

10. 联系方式

对本政策有疑问,或想了解与你的数据有关的事,请发邮件至 yuxiao.sky@me.com。


Privacy Policy

Qianey · developed by Yu Xiao · Effective date: October 7, 2026

In one line: Qianey does not collect your data. No account, no servers of ours, no ads, no tracking. Your records live in your own iCloud.

1. What we don't collect

2. Where your data lives

Every transaction, account, category, budget, merchant, member and attached image you record is stored in your own private iCloud database (Apple CloudKit, under your Apple ID and iCloud storage). Apple stores and encrypts it within your iCloud account.

We cannot read it. The app never uses CloudKit's public database, so no user's records are visible to us anywhere.

If you share a ledger with your family, the people you invite can see the contents of that ledger through Apple's sharing mechanism. Whether to share, and with whom, is entirely your choice. The developer is not a participant in any share and cannot see the contents either. You can leave a shared ledger at any time.

3. Data kept on your device

These stay on your device. They are not sent to us.

4. The one external network request: exchange rates

When you record a transaction whose currency differs from your ledger's base currency, the app requests that currency pair's rate from the public service api.frankfurter.app (Frankfurter, an open-source, free exchange-rate API).

Beyond this, the app makes no network requests at all.

5. We don't ask for permissions you don't need

6. What we don't do

7. Children's privacy

The app is intended for a general audience (rated 4+) and does not knowingly collect personal information from children. We collect no user information at all.

8. Your data, your call

9. Changes to this policy

If this policy changes, we will update the effective date at the top of this page. Significant changes to how data is handled will be noted in the app's release notes.

10. Contact

Questions about this policy or about your data? Email yuxiao.sky@me.com.